Mandla Nkala
All work

04 Liberty · Insurance

Transforming insurance claims through digitisation

Liberty's claims relied on paper documents and manual verification, averaging 14 days and leaving customers anxious at a difficult time. As senior UI/UX designer I designed 30+ screens for a secure online portal where customers, agents and brokers submit and track claims digitally.

Role
Senior UI/UX designer, consultant
Timeline
2023 – 2024 (7 months)
Platform
Responsive web
Audience
Retail clients, agents and brokers
Liberty online claims portal screens

The challenge

Complex claims, like medical or death claims, needed several documents from hospitals, doctors and the police. Doing it all on paper caused delays, errors and real distress for people going through a difficult time.

  • Manual processes: paper-based submissions caused delays, averaging 14 days, and errors.
  • No transparency: without real-time updates, customers worried about where their claim stood.
  • High costs: labour-intensive verification and document storage.
  • Compliance risk: manual processes were hard to audit under POPIA.
  • Cultural sensitivity: South Africa's diverse traditions needed flexible documentation, such as customary burial permits.

What we set out to achieve

Business

Digitise claims, automate verification where possible, cut processing time and operating costs, reduce branch-assisted claims, and stay compliant with FSCA and POPIA.

Design

Simplify the claims journey with intuitive forms for claimants and advisers, with a target of 90%+ satisfaction on ease of use and emotional support.

My role

I was the senior UI/UX designer in an agile team of product managers, developers and researchers, over seven months of design sprints. It was part of a year-long engagement at Liberty, where I was a core designer on Salesforce-based products for both clients and the business.

  • Shaping the work. I planned user-centred product stories with the product team and ran the competitive analysis.
  • Grounding it in real users. I interviewed the customer experience team and listened to customer calls, then designed for each persona and journey across the claims ecosystem.
  • Improving the structure. I iterated wireframes from the product team's information architecture and proposed UX improvements to it.
  • Owning the UI. I designed the layouts and components for 30+ complex screens within the Liberty design system.

The solution

An online claims portal, available 24/7 with a responsive design and secure login, that turned a paper process into a guided digital experience.

How the design answers the problem

Catch errors at submission

Paper caused errors and delays, so built-in checks make sure documents are right before they are submitted.

Replace worry with visibility

Customers didn't know where their claim stood, so real-time status tracking and automatic notifications keep them informed at every stage.

One process, tailored per user

Claimants, agents and brokers need different things, so the guided, step-by-step flow adapts to each user type, with clear instructions and progress tracking.

Built into the claims system

The portal integrates with Liberty's internal claims management system rather than sitting beside it.

Work with me

Available for new work in Johannesburg

Need this kind of thinking on your product?

I'm open to freelance projects, consulting and full-time roles. The quickest way to reach me is email.

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